Eastern Shore Land Conservancy
WHAT WE BUILD
Learn about the solution Habitat builds for affordable housing here in the Choptank region, across the United States and around the world.
(Click here to watch the new Habitat video)
WHY WE BUILD
To understand the difference Habitat Choptank is making in the lives of of its partner families, read our collection of Home Owner Stories.
Habitat for Humanity Choptank...
Our affiliate functions under the auspices of the Affiliate Covenant set forth by Habitat for Humanity International. HFH International, an inter-faith housing ministry, positively impacts the lives of God's people in need here in the United States as well as in over 80 countries around the globe and has overseen the construction or renovation of over 600,000 homes since its founding in 1976.
Since 1992, our affiliate has completed 58 homes and currently has 4 homes under construction. We rely on volunteer labor and financial and material contributions in order to successfully partner with qualifying families in building decent, affordable and energy efficient homes in Dorchester and Talbot Counties.
Houses are sold at no profit to partner families with interest free Habitat mortgages. Monthly mortgage payments including taxes and insurance are repaid by the Habitat homeowner over 30 years and are often less than what that home owner once paid in rent. These mortgage funds are reinvested into our "Fund for Humanity" which combines with other financial gifts to support the construction of future homes in our two-county region.
We strive to build not only homes but also to collaborate with all people interested in the quality of life in our community through the creation of affordable housing opportunities. Our partners include: community leaders, government agencies, other non-profits, community groups, local businesses and realtors, interfaith organizations, developers, and volunteers and other individuals.
The Board of Directors
Habitat Choptank boasts a dedicated Board of Directors consisting of Dorchester and Talbot County residents. As part of their role, Board members serve on or serve as chair of at least one committe and actively participate in board meetings; many volunteer on the building sites and take on special projects.
David J. DeLuca - President
Steven P. Doehler
Rev. Thaddeus D. Hackett
Nancy Andrew - Executive Director
Chris Walls - Assistant ReStore Manager
2012-2013 Stipend Volunteers
Kelly Danz - Volunteer Maryland Coordinator (funded by Chesapeake Conservation Corps)
Frequently Asked Questions
How does the Habitat mission work? With volunteer labor, tax-deductible donations of money and materials, Habitat volunteers partner with families in need to improve our community through the construction of simple, decent, and affordable housing.
Why homeownership? Many people who have small but steady incomes are unable to purchase a home through a conventional mortgage. Every family's physical and spiritual well being, as well as their sense of dignity and self worth, is tied to having a decent place to live. Homeownership empowers working families to become community investors.
Do you receive funds from Habitat for Humanity International? We are financially independent from International. The national organization shares its brand and operations materials with us in order for us to function as an affiliate. While occassionally HFHI provides affiliates with opportunities to apply for grant funding for designated projects, we are responsible for raising funds for our operations.
How does the partnership with new homeowners work? Habitat does not give away homes. Rather we partner with volunteers, donors and funders, and qualifying families in need to build decent and affordable homes. Each Partner Family is required to earn Sweat Equity hours. This reduces the cost of the home, increases the pride of homeownership among family members, and fosters positive relationships with other people. Habitat is a "hand up, not a hand out".
How are the "partner" families selected? Carefully and thoughtfully. Interested individuals complete an application follwed by an office interview and a home visit by volunteers from the Family Selection Committee. Families are assessed on the basis of their housing need, their willingness to partner with Habitat, and their ability to repay an interest-free Habitat mortgage.