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Learn about the solution Habitat builds for affordable housing here in the Choptank region, across the United States and around the world. (Click here to watch the new Habitat video) WHY WE BUILD To understand the difference Habitat Choptank is making in the lives of of its partner families, read our collection of Home Owner Stories. Habitat for Humanity Choptank...
Since 1992, our affiliate has completed 58 homes and currently has 4 homes under construction. We rely on volunteer labor and financial and material contributions in order to successfully partner with qualifying families in building decent, affordable and energy efficient Houses are sold at no profit to partner families with interest free Habitat mortgages. Monthly mortgage payments including taxes and insurance are repaid by the Habitat homeowner over 30 years and are often less than what that home owner once paid in rent. These mortgage funds are reinvested into our "Fund for Humanity" which combines with other financial gifts to support the construction of future homes in our two-county region.
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The Board of Directors
2012-2013 David J. DeLuca - President Judann Culver Steven P. Doehler Rev. Thaddeus D. Hackett Emeritus Members Josephine Merrill
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The Staff Nancy Andrew - Executive Director Chris Walls - Assistant ReStore Manager 2012-2013 Stipend Volunteers Kelly Danz - Volunteer Maryland Coordinator (funded by Chesapeake Conservation Corps)
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Frequently Asked Questions How does the Habitat mission work? With volunteer labor, tax-deductible donations of money and materials, Habitat volunteers partner with families in need to improve our community through the construction of simple, decent, and affordable housing. Why homeownership? Many people who have small but steady incomes are unable to purchase a home through a conventional mortgage. Every family's physical and spiritual well being, as well as their sense of dignity and self worth, is tied to having a decent place to live. Homeownership empowers working families to become community investors. Do you receive funds from Habitat for Humanity International? We are financially independent from International. The national organization shares its brand and operations materials with us in order for us to function as an affiliate. While occassionally HFHI provides affiliates with opportunities to apply for grant funding for designated projects, we are responsible for raising funds for our operations. How does the partnership with new homeowners work? Habitat does not give away homes. Rather we partner with volunteers, donors and funders, and qualifying families in need to build decent and affordable homes. Each Partner Family is required to earn Sweat Equity hours. This reduces the cost of the home, increases the pride of homeownership among family members, and fosters positive relationships with other people. Habitat is a "hand up, not a hand out". How are the "partner" families selected? Carefully and thoughtfully. Interested individuals complete an application follwed by an office interview and a home visit by volunteers from the Family Selection Committee. Families are assessed on the basis of their housing need, their willingness to partner with Habitat, and their ability to repay an interest-free Habitat mortgage. How can I get involved? We have many volunteer opportunities for you to choose from. Simply email us or call 410-476-3204, it's that simple!
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